Public Adjusting Services

Experience & Expertise on Your Side after Disaster Strikes

Navigating an insurance claim can be a complex and often frustrating process, you don’t have to do it alone.

Analysis of Policy

Reviewing your insurance policy immediately when a claim occurs is crucial to successful claim management. This part of the process helps you understand your coverage limits, identify applicable deductibles, and determine if the damage is covered. Furthermore, this ensures I prepare your claim in the proper manner allowing you receive the maximum settlement you’re entitled to. 

Damage Inspection

Promptly inspecting damage after a claim is essential to accurately document losses, ensure fair compensation, prevent denied claims, and avoid further damage. The inspection is required to determine the cause of loss, identify any structural issues, and is paramount to building a precise repair estimate, often protecting owners from having a claim rejected due to neglect or undocumented issues.

Comprehensive Claim Preparation

A comprehensive repair estimate is vital when filing a claim to ensure the insurance payout is fully maximized, preventing any out-of-pocket expenses for damages. Having an exhaustive estimate in tandem with supporting documentation is imperative when challenging lowball initial offers from insurance companies, and confirms means and methods of repairs that are necessary to restore the property’s pre-loss condition.

Advocacy

Public adjusters are crucial for owners seeking to negotiate settlements. As your licensed advocate, I excel in identifying overlooked damages, deciphering intricate policy language, and managing time-consuming documentation. This expertise enables me to maximize claim payouts, sometimes by hundreds of percent, effectively leveling the playing field against insurance company adjusters who prioritize minimizing payouts.

Types of Claims Handled

Fire & Smoke

Water Damage

structural Damage & collapse

Storm Damage

Mold & Environmental

Business Interruption

just think about it…

Should you Hire a Public Adjuster?

Filing an insurance claim is the enforcement of a legal agreement between a policyholder and insurance company. The vast majority of property owners do not have the expertise nor the legal knowledge to effectively represent themselves, and show up to this legal process extremely disadvantaged.

Would you show up to a legal proceeding with $20,000, $50,000, $100,000 or more on the line without legal representation? Unless you are a licensed attorney, the answer is probably no. So then why would you go into your claims process without a licensed public adjuster protecting your interests and your investment in your property?

A public adjuster is your representative in dealings with your insurance company’s adjuster, their consultants (engineers, construction experts, or forensic accountants) and often vast legal teams. Hiring a public adjuster levels the playing field and makes a significant difference in the final determination of your loss.

Expertise

My expertise uniquely positions me to be your greatest advocate by leveraging my nearly 20 years of working claims from the property restoration industry, loss evaluating & estimating, and general contracting, to provide a seamless and holistic claims settlement process.

Innovation

Employing the latest technologies and methodologies helps accurately capture the many datapoints needed to build a comprehensive claim settlement file & estimate to ensure maximization of your settlement.

Collaboration

My professional network includes a wide variety of experts and professionals that are prepared to provide supporting details, documentation, and testimony for your claim file. From engineers to forensic accountants, my network is available to provide the support and service your claim deserves.

Find Your Answers Here.

As your public adjuster I represent you, the policyholder, in preparing, presenting and settling your insurance claim. My specialized expertise will simply and expedite the complicated and time-consuming insurance claims process. It is my duty to protect your rights as the policyholder.

When should I hire a public adjuster?

You can hire me at any point through the claims process but the sooner the better. Engaging me as your public adjuster immediately after a loss will allow me to guide you through the complexities of claims process from the very beginning. Ensuring that we setup your claim properly from the start by making sure that all the correct steps are taken to protect your claim and your rights.

Can hiring a public adjuster really help me recover more?

While every claim is different, policyholders who hire a public adjuster typically receive exponentially more for their claim settlement than those who try to handle the claims process on their own. A study done of 47,000 claims in 38 states showed that average settlements increased by 747%, median increases of 340%, and maybe more importantly a reduction of denial rates from 31% to 4% of claims when public adjusters are engaged.

Why should you hire me over other larger public adjusting firms?

When you hire me as your public adjuster you know that I am the one accountable for your claim from start to finish. Often large public adjusting firms will do a bait and switch; you will sign your contract with a salesperson that makes many promises only to find out a few days later that someone inside an office that you have never met or spoken with is working on your claim. Working with me you have the personal touch and years of experience I offer always available to you, not the impersonal calling into an office leaving multiple messages to get a hold of whomever may be working on your claim that day.

Get the Claims help you need

Call Now to Set Up a Consultation

I look forward to helping you navigate your insurance claim to a successful recovery and conclusion!

215-469-1726